WORK WITH ME
Financial Coaching
Designed Around Your Goals
Whether you’re working to improve credit, reduce debt, gain control of your finances, or prepare for homeownership, we’ll create a strategy tailored to your unique situation.
Every Financial Journey Starts With Clarity
Most People don’t need more information.
They need a plan.
At Vault & Virtue, we begin by understanding your current situation, identifying your goals, and helping you determine the most effective path forward.
No judgment. No pressure. Just practical guidance and support.
Ways to Get Started
FREE CLARITY CALL
20 Minutes | Complimentary
A no-pressure conversation where we’ll discuss your goals, answer your questions, and determine whether coaching is a good fit.
✔ Discuss your financial concerns
✔ Share your goals
✔ Learn about available services
✔ Ask questions
FINANCIAL CLARITY SESSION
45 Minutes | $97
One-Time Session Per Client
A personalized assessment designed to help you gain clarity around your finances and leave with actionable next steps.
✔ Review your current financial situation
✔ Identify opportunities for improvement
✔ Discuss challenges and priorities
✔ Create a personalized action plan
✔ Determine whether additional support is needed
PERSONALIZED
FINANCIAL COACHING
For individuals who want continued support, accountability, and guidance while implementing their financial plan.
Every coaching relationship is customized based on your goals and priorities.
AREAS WE COMMONLY FOCUS ON
🏠 Homeownership Preparation
📈 Credit Education & Improvement
💳 Debt Reduction Planning
📋 Budgeting & Cash Flow
🛡 Financial Organization
⭐ Financial Confidence
The V. A. U. L. T. Method ™
The framework used to guide every client relationship.
Verify Your Financial Position
V
Adjust Your Strategy
A
Understand Your Options
U
Leverage Your Resources
L
Transition Forward
T
Frequently Asked Questions
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Pricing is personalized based on your goals, the level of support you need, and the complexity of your financial situation. Every client receives a customized plan, which is why pricing is discussed during your free consultation.
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Yes. Flexible payment options are available for all programs to make coaching accessible and manageable.
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No. Vault & Virtue Financial Coaching provides credit education and coaching, not credit repair services. I do not:
Dispute items on your behalf
Contact credit bureaus or creditors for you
Instead, I empower you with the knowledge, tools, and strategies to improve your credit profile ethically and sustainably.
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No. All coaching is education‑based. I do not provide:
Investment advice
Recommendations for specific financial products
Tax preparation or tax advice
Legal guidance
Clients should consult licensed professionals for advice specific to their financial, legal, or tax situation.
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Each session is structured, supportive, and focused on your goals. We review your progress, adjust your plan as needed, and work through any challenges together. You’ll always leave with clear next steps and tools to keep moving forward.
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How long does each program take?
Financial Foundation & Money Management: 6–8 weeks
Debt Strategy & Cash‑Flow Planning: 8–12 weeks
Mortgage & Credit Readiness Coaching: 12–16 weeks
Timelines may vary based on your goals and pace.
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Absolutely. Many clients come to me feeling overwhelmed, unsure where to start, or frustrated with past attempts. My coaching is designed to meet you exactly where you are with clarity, structure, and support.
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Yes. All coaching is offered virtually, so I work with clients nationwide. If you're located in the Charleston area, optional in‑person sessions are available and held at a local public library in a private or semi‑private study space. Virtual sessions remain the most convenient option for most clients, but both formats provide the same level of support, structure, and guidance.
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You’re not just getting worksheets or generic advice. You’re getting 13 years of real banking experience, personalized strategy, and a coaching approach rooted in clarity, confidence, and long‑term transformation. My goal is to help you build financial systems that feel calm, organized, and sustainable.
Ready to Take the Next Step?
Let’s build your strategy
Financial confidence starts with understanding where you are today and creating a plan for where you want to go tomorrow.