Work With Me

You don’t need to have it all figured out before you reach out.

You just need to know something has to change.

Whether you’re trying to get a handle on your daily finances, break free from debt, or prepare to buy a home, there’s a place for you here.

Each coaching service is designed to meet you exactly where you are — with strategy, real accountability, and zero judgment.

Not sure which service fits your situation? That’s what the clarity call is for.

Coaching Programs - include ongoing support between sessions through email follow-ups and personalized check-ins

Financial Foundation & Money Management

3-4 sessions | 60 minutes each | delivered over 6-8 weeks starting at $797

For the person who is earning but not building, and is ready to change that.

If your money disappears before the month ends, you've tried budgeting before and it never sticks, or you just feel like your finances have no real structure — this is where we start. Together we build the clarity, organization, and realistic plan that your finances have been missing.

What We Work On: ☑ Understanding your full financial picture ☑ Building a realistic budget aligned to your actual lifestyle ☑ Organizing your financial accounts and systems ☑ Building habits that support long-term stability ☑ Setting financial goals with a clear path to reach them

This is best for you if: ☑ You feel like your money disappears but you're not sure where ☑ You've tried budgeting before but nothing has stuck ☑ You want a simple system you can actually maintain ☑ You're starting fresh and want to build the right foundation

No perfection required. Just a willingness to build something better.

Debt Strategy & Cash Flow Planning

4-6 sessions | 60 minutes each | delivered over 8-12 weeks starting at $979

For the person who is tired of making payments and still feeling stuck.

Debt isn't just a financial problem; it's an emotional one. If you're paying every month but the balances don't seem to move, or there's never enough left over no matter what you do, the problem isn't discipline. It's the absence of a clear strategy. That's exactly what we build together.

What We Work On: ☑ A full picture of your debt: what you owe, to whom, and at what cost ☑ A personalized payoff strategy based on your real income and goals ☑ Cash flow analysis so you know exactly what you're working with ☑ A plan that reduces debt without sacrificing stability ☑ Education on interest, payoff methods, and avoiding common traps

This is best for you if: ☑ Debt feels like a ceiling you can't get above no matter how much you pay ☑ You're living paycheck to paycheck and want to break the cycle ☑ You want a realistic payoff plan, not a generic spreadsheet ☑ You're a homeowner managing debt and want a smarter strategy

You don't have to stay stuck. You just need a plan that's built around your real numbers.

Mortgage & Credit Readiness

6-8 sessions | 60 minutes each | delivered over 12-16 weeks starting at $1297

For the person who wants to buy a home and wants to do it right.

Most people who get denied for a mortgage weren't far off. They just didn't know what lenders were actually looking for or what to fix first. This program removes the guesswork and replaces it with a structured plan so you walk into the home buying process prepared, not just hopeful.

What We Work On: ☑ Credit profile review and optimization strategy ☑ Understanding what lenders actually evaluate ☑ Debt and cash flow positioning for mortgage approval ☑ Down payment and savings strategy ☑ Building a realistic timeline for your homeownership goal

This is best for you if: ☑ You're a first-time homebuyer and don't know where to start ☑ You've been denied and want to understand why and what's next ☑ You're planning to buy within the next 6–24 months ☑ You want to walk into the process with confidence, not crossed fingers

You don't need perfect finances. You need the right strategy.

Not Ready to Commit to a Full Program?

Experience personalized coaching through a focused 1:1 session built around your specific needs and goals.

1:1 Financial Clarity Session

One session per client | 45minutes | $97

For the person who wants a clear picture before they decide on a next step.

You don't need a full program to get real answers. Sometimes you just need a professional set of eyes on your situation — someone who can cut through the noise and tell you where you actually stand and what to focus on first. This session is that.

What We Work On: ☑ An honest look at your current financial position ☑ Identifying what's working and what needs attention ☑ Pinpointing your biggest priority right now ☑ Immediate, actionable guidance you can use the same day ☑ A professional breakdown of your situation with no fluff

This is best for you if: ☑ You're not sure where to start and want direction before committing to more ☑ You have a specific financial question and want a professional answer ☑ You're considering a coaching program and want to see how we work together first ☑ You need clarity, not a course

One session. Real answers. A clear next step.